Banking is about reviews of products like savings, checking, loans, credit cards, mutual funds, and investment opportunities.
So, it’s the Holiday season, and the gift budget has been blown on presents! Nothing wrong with that! Just a reminder: When you’re done with the Holidays, when buyer remorse passes, when you’re thinking about ways to drop those extra pounds, remember there are ways to tackle money problems, too. What is debt? Debt comes…
Whew! The change of address, notifying all the people, fatigued me! So many people want to know my new address! It’s more than just filling out a United States Postal Service card. The Three Reasons Here are three reasons, personal finance reasons, to change an address: Avoid Fraud We know that filling out a card…
Why should you open a business account? You must open a business bank account to accept credit card payments for your business or services. What other things can’t you do with a personal banking account? Mostly, you can’t accept credit card payments. You also want to separate your personal and business accounts to ensure all…
Inheritance and Estate Tax: How do you keep your heirs safe from taxes on your estate? Well, put your funds in a trust, gift money to the kids every year, and relax! Death taxes probably won’t amount to much unless you’re super rich. Definitions Inheritance Taxes: Taxes on property you receive when a beneficiary dies. These…
Tutoring side hustle: Do it online (maximize your profits!). 10 Steps to a Tutoring Side Hustle Not every side hustle has such intangible rewards as tutoring. If you want to make money, find gratification in successfully teaching a subject and can put the picture together, you can find rewarding work in tutoring. If you’ve just…
A laundromat is a highly profitable investment. The demand looks impressive, and running the business amounts to little effort. So if you want to invest money in one, how do you start it up? Let’s look at this investment opportunity and develop the steps to start a laundromat, considering that experts believe the investment amounts…
Everybody wants to retire in the best financial shape they can, like people who go to the gym to tone their muscles. But if all it took to get your retirement accounts into shape were a visit to the gym, we’d all be in great shape. Because only about half of Americans believe they can…
While it’s fashionable in your wallet, I’m hard-pressed to find a reason to carry a credit card. When I peruse the fine print in credit card applications, the terms of agreement statements go on for multiple pages. The fine print puts me between a rock and a hard place if I’m late with a payment….
Have you ever wondered how to pay for college today, especially when you hear those college-debt-horror stories? A college degree beats other advancement opportunities, but college is weirdly expensive. The career incentives draw many applicants to it. College costs have skyrocketed due to the significant influx of college-bound students . School ratings place a considerable…
Don’t let the event of a Recession discourage you from building retirement savings. It would be best if you worked on that retirement nest egg during career uncertainty and employment angst. Statistics show that many people get thwarted in their efforts to save for retirement by job dislocation, income interruptions, taking care of loved ones,…
