Budgeting articles include money-saving articles, budget sheet articles, budget idea articles, and more.
Full-time RVing may look attractive whether it’s a budget decision or a retirement choice. Is it easy to live full-time in an RV? I intend this blog to be a good place to start the discussion. RVing offers exciting alternatives if you don’t want a regular life and a regular job. Full-time RVing and tight…
If you want a shortcut to start the budget, budget templates present the best way to get started. In this blog, I’ll demonstrate the mechanics of these free budgeting templates. Microsoft Office, Google Sheets and the Open Office Suite offer a free budget template, and with the templates comes the insight and knowledge to control…
When you start a budget, concepts like “base budgetary needs” and “existing income” comes up! Who gets this stuff? Sure, you could wing it, but this is the place to start if you want to understand a personal finance budget. A budget provides a path to pursue short and long-term financial goals and, along the way,…
It’s tough to come up with the money for college today, and you could end up looking for a debt payoff app. That makes college investment more literally a buy than it has ever been. How to get a Return on Your Investment This blog will look at four skills to get a return-on-investment from…
Wallet by Budgetbakers: A check register Check out Wallet by Budgetbakers. It’s not only a practical way to keep track of your personal finances. It’s also a wow app with its ease of use and exciting package of boards illustrating your finances. It offers so many features in a simple but fun experience that it’s…
A Rainy Day Fund and How to Use It Everybody should have funds available when the unexpected comes up, maybe because stuff happens, and it’s always nice to say you’re prepared. That’s where a rainy day fund comes in handy. It’s a way to pay routine expenses when income is disrupted, such as losing a…
The Debt Payoff Planner App Consider this helpful tool you can use to solve debt problems: the Debt Payoff Planner. Most people have debt, and an app like the Debt Payoff Planner offers an interesting array of tools to tackle problems, whether trivial or difficult. The Debt Payoff Planner figures out how long it will…
So you enjoy working from home, which your boss finds advantageous, even timely. They want to reduce the rental space at the office, a cost saver. Everyone agrees you should work from home for the foreseeable future. So, it’s time to assemble a home office, and you start developing a budget. I’m going to suggest…
How to Deal With Speeding Tickets There’s a lot of stuff that can take a bite out of your wallet, but a speeding ticket can be resolved, and often in your favor. This blog will suggest three ways to deal with speeding tickets, and while there’s no magic bullet, I assert that you’re not completely…
Should your first credit card be a prepaid debit card? This blog will look at the pros and cons of credit cards with a focus on prepaid debit cards. You won’t find this discussion anywhere else! Like any plastic money card, a prepaid dedit card is a convenient form of exchange without being actual cash. The…
