Retirement Planning includes 401k fund, stock fund, and closed-end fund, Roth IRAs, Keogh plans, and tax-free retirement accounts. This category includes self-funded retirement plans.
It’s one thing to go to a medical doctor if you’re not feeling well, but how about when you’re not feeling well about your financial health? The obvious answer is to find a personal finance advisor and ask for a checkup! While I’m just a gossip about personal finances, that fact frees me up to…
So, it’s the Holiday season, and the gift budget has been blown on presents! Nothing wrong with that! Just a reminder: When you’re done with the Holidays, when buyer remorse passes, when you’re thinking about ways to drop those extra pounds, remember there are ways to tackle money problems, too. What is debt? Debt comes…
What is a Buyer’s Remorse? Buyer remorse or regret is sometimes baked into the buying process. And the more you spend, the greater the remorse. Anxiety often means the buy wasn’t bad, but something about it didn’t work out. But what exactly is buyer remorse, and is it neurosis or even a mental illness? On the…
Whew! The change of address, notifying all the people, fatigued me! So many people want to know my new address! It’s more than just filling out a United States Postal Service card. The Three Reasons Here are three reasons, personal finance reasons, to change an address: Avoid Fraud We know that filling out a card…
Inheritance and Estate Tax: How do you keep your heirs safe from taxes on your estate? Well, put your funds in a trust, gift money to the kids every year, and relax! Death taxes probably won’t amount to much unless you’re super rich. Definitions Inheritance Taxes: Taxes on property you receive when a beneficiary dies. These…
Everybody wants to retire in the best financial shape they can, like people who go to the gym to tone their muscles. But if all it took to get your retirement accounts into shape were a visit to the gym, we’d all be in great shape. Because only about half of Americans believe they can…
Eating Disorders can cause havoc in your finances in more ways than you may know. They can cost you money with lost income, added expenses, and emergency services. They can influence life events, interrupt your pursuit of affluence, and reshape your long-range dreams, like retirement. For better or worse, eating disorders are part of life….
Why Are Gas Prices So High? Nothing depresses people like rising gas prices at the pump. The price of gas determines so many things, for example, how much money we make and how much money we spend. Work expenses and inflation fluctuate with gas prices. Those factors are enough to make the gas prices affect…
Don’t let the event of a Recession discourage you from building retirement savings. It would be best if you worked on that retirement nest egg during career uncertainty and employment angst. Statistics show that many people get thwarted in their efforts to save for retirement by job dislocation, income interruptions, taking care of loved ones,…
Let’s face it: the use of military tactics doesn’t seem the most likely way to solve personal finance problems. It’s not apparent that the five tactics discussed below would be a good fit, but let’s take a look: There are many sources and listings of military tactics, but for our purposes, here are five military…
