Retirement Planning includes 401k fund, stock fund, and closed-end fund, Roth IRAs, Keogh plans, and tax-free retirement accounts. This category includes self-funded retirement plans.
In the age of climate disaster and Artificial Intelligence in the workplace, what’s happening in the insurance market that ordinary people should consider news? Two significant changes are happening that we should discuss: These two trends are significant enough to warrant our attention. Insurance Industry is Reeling from Fire Claims In addition to claims made…
While considering getting rich (and why you want to get rich), consider what prosperity anxiety it creates in today’s culture. While getting rich is everyone’s dream, few people know what they’d do with all that money. But first, let’s look at how much money you need to be rich. Prosperity Anxiety: Is There an Official…
The omission of the US (and that other major polluter, China) from the climate COP 28 summit in Dubai because they don’t take climate change seriously might sound sad, and it gives me pause as an American concerned with this catastrophe on an approaching horizon. I mean, do America’s climate initiatives have to be so…
Spendee suggests you “get your money into shape” using their smartphone app, so how exactly should you use it? Spendee offers two essential money management tools: An expense tracker that helps you keep track of everything you’re spending and a money manager suite with impressive personal finance tools like budgeting, money-saving tips, Crypto tracking, and…
The four-day workweek? In theory, anyway, It’s not ten hours a day, it’s eight, and businesses and a few governments in some countries are considering lowering their overtime threshold to 32 hours a week. What does this mean for your wallet? America’s not a leader in progressive labor policies, so let us look to other countries like…
While budgeting in envelopes has been around forever, in the past everyone had their health and a financial future. That’s why this blog is different. It’s addressing a leaner, meaner, disenfranchised audience with a budgeting tactic that works. Here are the steps to using this effective budgeting tool: Look over your budget, then take a…
Full-time RVing may look attractive whether it’s a budget decision or a retirement choice. Is it easy to live full-time in an RV? I intend this blog to be a good place to start the discussion. RVing offers exciting alternatives if you don’t want a regular life and a regular job. Full-time RVing and tight…
Wallet by Budgetbakers: A check register Check out Wallet by Budgetbakers. It’s not only a practical way to keep track of your personal finances. It’s also a wow app with its ease of use and exciting package of boards illustrating your finances. It offers so many features in a simple but fun experience that it’s…
A Rainy Day Fund and How to Use It Everybody should have funds available when the unexpected comes up, maybe because stuff happens, and it’s always nice to say you’re prepared. That’s where a rainy day fund comes in handy. It’s a way to pay routine expenses when income is disrupted, such as losing a…
The Debt Payoff Planner App Consider this helpful tool you can use to solve debt problems: the Debt Payoff Planner. Most people have debt, and an app like the Debt Payoff Planner offers an interesting array of tools to tackle problems, whether trivial or difficult. The Debt Payoff Planner figures out how long it will…
