Mortgages include both residential and business, as well as related contracts, amortization issues, and more.
So, it’s the Holiday season, and the gift budget has been blown on presents! Nothing wrong with that! Just a reminder: When you’re done with the Holidays, when buyer remorse passes, when you’re thinking about ways to drop those extra pounds, remember there are ways to tackle money problems, too. What is debt? Debt comes…
Whew! The change of address, notifying all the people, fatigued me! So many people want to know my new address! It’s more than just filling out a United States Postal Service card. The Three Reasons Here are three reasons, personal finance reasons, to change an address: Avoid Fraud We know that filling out a card…
Inheritance and Estate Tax: How do you keep your heirs safe from taxes on your estate? Well, put your funds in a trust, gift money to the kids every year, and relax! Death taxes probably won’t amount to much unless you’re super rich. Definitions Inheritance Taxes: Taxes on property you receive when a beneficiary dies. These…
Everybody wants to retire in the best financial shape they can, like people who go to the gym to tone their muscles. But if all it took to get your retirement accounts into shape were a visit to the gym, we’d all be in great shape. Because only about half of Americans believe they can…
So, I get a lot of junk mail advertising passed through my door slot, dropping on my sunny front hall rug, some offering home equity loans. A home equity loan, the mailing says, can solve all my financial woes. It can pay off my credit cards, finance a home remodel, fund education, and buy that…
My first home-hunting trip resulted in purchasing a fixer-upper: A structurally sound house, albeit small, with historic features like clapboard siding and corner boards and one-over-two-pane stained glass windows. My list wasn’t long, and the house sounded right up my alley. If you’re young, a fixer-upper offers possibilities. But there are so many factors to…
Is self-insuring coastal property a way to solve the rising cost of hurricane insurance? Is there a coastal retirement property that looks like a good investment today, considering wind and water damage insurance rates, not to mention the Herculean struggle to collect on claims? A married couple, friends of my Mother’s, owned a quarter million…
Full-time RVing may look attractive whether it’s a budget decision or a retirement choice. Is it easy to live full-time in an RV? I intend this blog to be a good place to start the discussion. RVing offers exciting alternatives if you don’t want a regular life and a regular job. Full-time RVing and tight…
