Just stop for a second! When you think of term life insurance, the value-decreasing type insurance, consumers buy such a product to cover the money owed on a mortgage, for instance, in the event they die. But if you get into an accident with your auto, do you really need gap car insurance, that is,…
It’s one thing to go to a medical doctor if you’re not feeling well, but how about when you’re not feeling well about your financial health? The obvious answer is to find a personal finance advisor and ask for a checkup! While I’m just a gossip about personal finances, that fact frees me up to…
So, it’s the Holiday season, and the gift budget has been blown on presents! Nothing wrong with that! Just a reminder: When you’re done with the Holidays, when buyer remorse passes, when you’re thinking about ways to drop those extra pounds, remember there are ways to tackle money problems, too. What is debt? Debt comes…
What is a Buyer’s Remorse? Buyer remorse or regret is sometimes baked into the buying process. And the more you spend, the greater the remorse. Anxiety often means the buy wasn’t bad, but something about it didn’t work out. But what exactly is buyer remorse, and is it neurosis or even a mental illness? On the…
Whew! The change of address, notifying all the people, fatigued me! So many people want to know my new address! It’s more than just filling out a United States Postal Service card. The Three Reasons Here are three reasons, personal finance reasons, to change an address: Avoid Fraud We know that filling out a card…
Why should you open a business account? You must open a business bank account to accept credit card payments for your business or services. What other things can’t you do with a personal banking account? Mostly, you can’t accept credit card payments. You also want to separate your personal and business accounts to ensure all…
Consider these Thanksgiving steps to save money. Thanksgiving celebrations embrace piety, thrift, simplicity, and, most of all, culinary skills. While we enjoy putting together a Thanksgiving meal, running up the bill with too many extras or too much food is not unusual. These five steps might save some money: Preparation For a successful Thanksgiving celebration,…
Inheritance and Estate Tax: How do you keep your heirs safe from taxes on your estate? Well, put your funds in a trust, gift money to the kids every year, and relax! Death taxes probably won’t amount to much unless you’re super rich. Definitions Inheritance Taxes: Taxes on property you receive when a beneficiary dies. These…
Tutoring side hustle: Do it online (maximize your profits!). 10 Steps to a Tutoring Side Hustle Not every side hustle has such intangible rewards as tutoring. If you want to make money, find gratification in successfully teaching a subject and can put the picture together, you can find rewarding work in tutoring. If you’ve just…
The Christmas Shopping and Black Friday sales jumped to the Internet during COVID, and the haphazard nature of live shopping COVID also loosened our sensibilities to traditions. Black Friday store sales started as early as November 8 at Walmart this year. Amazon starts its Black Friday on the Internet today. So you can start shopping…
