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Spendee: How to Use This App?

ByDan Erickson

Spendee suggests you “get your money into shape” using their smartphone app, so how exactly should you use it? Spendee offers two essential money management tools: An expense tracker that helps you keep track of everything you’re spending and a money manager suite with impressive personal finance tools like budgeting, money-saving tips, Crypto tracking, and…

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Find a Good Paying High School Diploma Job

ByDan Erickson

Find a good-paying job after high school. When I finished high school, I was told (along with everybody else) to continue with my education. High School Diploma Jobs, they said, don’t pay much in today’s job market. So, I went off to college and never took employment very seriously, even as I worked my way…

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Certificate of Deposit: Make it Work For You

ByDan Erickson

Whenever I have more money in my checking account than I need to meet my monthly expenses, I’m confronted with the dilemma of what to do with the surplus funds. My banker suggested putting it into certificates of deposit or CDs. How can I use certificates of deposit to make the most money from my…

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Suffering Inflation: What Should We Do?

ByDan Erickson

I don’t like higher gas prices. Like most people, I blame it on oil companies or the time of year, particularly when holidays are around the corner. Nobody, it seems, likes suffering inflation. Higher prices for consumer goods are spooky and alienating. So what’s really going on when we’re suffering from inflation? Poor Monetary Policy…

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Home Hunting: That Elusive First Home

ByDan Erickson

My first home-hunting trip resulted in purchasing a fixer-upper: A structurally sound house, albeit small, with historic features like clapboard siding and corner boards and one-over-two-pane stained glass windows. My list wasn’t long, and the house sounded right up my alley. If you’re young, a fixer-upper offers possibilities. But there are so many factors to…

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Self-Insuring Coastal Property

ByDan Erickson

Is self-insuring coastal property a way to solve the rising cost of hurricane insurance? Is there a coastal retirement property that looks like a good investment today, considering wind and water damage insurance rates, not to mention the Herculean struggle to collect on claims? A married couple, friends of my Mother’s, owned a quarter million…

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Creating Work Synergy Remotely

ByDan Erickson

Creating Work Synergy Remotely While remote workers arrive at work in housecoats and a favorite home-brewed coffee, critical thinkers say the home office environment lacks the synergy that employees in the typical workplace enjoy. Does that make working from home less of a career move?  How can you increase your synergy with the office when…

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Is the Four-Day WorkWeek for You?

ByDan Erickson

The four-day workweek? In theory, anyway, It’s not ten hours a day, it’s eight, and businesses and a few governments in some countries are considering lowering their overtime threshold to 32 hours a week. What does this mean for your wallet? America’s not a leader in progressive labor policies, so let us look to other countries like…

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Mandatory Tipping, The Way the Wind Blows

ByDan Erickson

Are tips mandatory? Today, Restaurants demand mandatory tipping and call it the cost of doing business. Blame Covid, blame the Great Resignation, the rise in the minimum wage, blame whatever: Tipping today can be demanded in the most unlikely places. To understand when to tip, read this blog! Here are factors to consider when deciding to…