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Wallet by Budgetbakers: A Product Review

Wallet by Budgetbakers: A check register Check out Wallet by Budgetbakers. It’s not only a practical way to keep track of your personal finances. It’s also a wow app with its ease of use and exciting package of boards illustrating your finances. It offers so many features in a simple but fun experience that it’s…

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Rainy Day Fund: Steps to Starting One

A Rainy Day Fund and How to Use It Everybody should have funds available when the unexpected comes up, maybe because stuff happens, and it’s always nice to say you’re prepared. That’s where a rainy day fund comes in handy. It’s a way to pay routine expenses when income is disrupted, such as losing a…

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Debt Payoff Planner: Product Review

The Debt Payoff Planner App Consider this helpful tool you can use to solve debt problems: the Debt Payoff Planner. Most people have debt, and an app like the Debt Payoff Planner offers an interesting array of tools to tackle problems, whether trivial or difficult. The Debt Payoff Planner figures out how long it will…

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Home Office items from Thrift Store Sourcing

So you enjoy working from home, which your boss finds advantageous, even timely. They want to reduce the rental space at the office, a cost saver. Everyone agrees you should work from home for the foreseeable future. So, it’s time to assemble a home office, and you start developing a budget.  I’m going to suggest…

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Prepaid Debit Card: Your First Credit Card? 

Should your first credit card be a prepaid debit card? This blog will look at the pros and cons of credit cards with a focus on prepaid debit cards. You won’t find this discussion anywhere else! Like any plastic money card, a prepaid dedit card is a convenient form of exchange without being actual cash.  The…

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Doordash: Three Big Mistakes to Avoid

Like a little soldier, after driving for Doordash for a few months, I feel it’s time to reflect. In this blog, I confess to three mistakes I’ve made that I wish I hadn’t:  1. Driving Mistakes 2. Delivery Mistakes 3. Working the System Of the three, the delivery mistakes and working the system may have…

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Forget the Budget Percentages!

Getting Real with Budgeting The budget percentages usually suggested when dealing with personal finances demonstrably fail people today. They’re paying a much higher percentage of their income for just about every expense, from a night on the town to a mortgage payment. Wouldn’t it be great to find a simplistic and effective approach to planning…