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Spendee: How to Use This App?

Spendee suggests you “get your money into shape” using their smartphone app, so how exactly should you use it? Spendee offers two essential money management tools: An expense tracker that helps you keep track of everything you’re spending and a money manager suite with impressive personal finance tools like budgeting, money-saving tips, Crypto tracking, and understanding NFTs (cryptographic tokens).

Use Spendee’s money management tool: Manage your money and save. Photo: Author’s screenshot

If you want to save money for the future effectively, Spendee is a smartphone App that helps motivated, spending-conscious people get a handle on their finances and increase their savings.

Is Spendee a Safe App?

Connecting your bank accounts may set off alarms for consumers with tracking apps. It’s kind of the raised bar of information apps because hooking up your bank accounts means real-time tracking of everything you spend in the most convenient way imaginable. It also suggests the risk of identity theft, warranted or unwarranted. So, the raised bar is about safety.

From Spendee’s App Store site, here are features Spendee uses to keep your data safe (this is from Google Play):

  • Spendee does not share data with third parties so that no strangers can view or use our data.
  • Data is encrypted whenever it travels. Your data is unreadable, and encryption requires a key.
  • Spendee deletes data when you request it. The data path is destroyed, and the file is emptied.

So Spendee doesn’t share your data with anyone, and if they ever do, they must get your permission first, so check the notices if you’re concerned.

While you may feel vulnerable, think of the upside of this app. For one, a graphic “snapshot” of your financial picture is really attractive. In addition, if a store cashier fails to give you a receipt for a credit card purchase, for example, then check the app. While you’ve forgotten the transaction occurred without the receipt to record, Spendee will catch it and have it faithfully recorded when synced to your bank.

Real-Time Tracking helps you Fight Theft.

In the case of your bank card accounts, if someone steals your account number and your pin, any purchases they make will be visible to you in real-time on Spendee, so you can immediately contact your bank. That way, you won’t see it days or weeks later when you check your account and question whether you made the transaction or if it is a theft.

The second thing to do with Spendee is increase wealth. Photo: Firmbee.com/Unsplash

Spendee App Budgeting Tools

Who doesn’t want greater control over their finances? The Budget and expense tracking tools of the Spendee App are compelling. Depending on your spending behavior, you may start saving money immediately with this app.

By setting up a budget on Spendee, the tracking ability of the app can help you see how your transactions affect your budget, giving you instantaneous data to make decisions about buying or not buying items. It also reminds you when bills are due to help you avoid late fees. And it can keep you from getting in trouble with obnoxious overdrafts at the bank when your cash reserves fall off.

They say knowledge is power, and this app empowers you in exciting ways.

Includes Tracking Your E-Wallet

With all the knowledge you see on Spendee, it’s easy for the app to produce a financial health picture anytime, reinforcing your positive behavior with a real-time look at how rewarding intelligent money management can be. Connecting to your e-wallet lets you see your online institution finances whenever you want.

Spendee App Crypto Currency Tracking

Regarding your cryptocurrency account, follow all your transactions on Spendee. Isn’t that a surprise? You may not have to use a separate cryptocurrency tracker. Spendee’s developers devote much time and effort to making their app flexible to changes in the cryptocurrency market.

Spendee App as Your Go-To App

The universal appeal of Spendee is the knowledge it shares to help you stick to a budget. By tracking your expenses, Spendee knows better than you might at any given moment how much money you can spend on something like “eating out.”

While that might sound restricting — What do you mean, Spendee, I can’t afford a new home entertainment purchase until next month? — it is liberating. If you manage your money right, which you can with a budget, then you won’t be carrying balances on credit cards with onerous interest rates, for example.

And what are we talking about here? A little discipline in spending every month. It certainly is a reachable goal.

Spendees Features at a Glance

After that, Spendee gives you considerable flexibility and muscle in keeping track of your money picture, budget totals, net worth, and savings goals, all in an easy-to-use app. Take a look at Spendee’s features:

  • Orderly picture of finances
  • Syncs to your bank and credit card company for real-time data
  • It uses the Cloud, so you can share your finances with people you trust
  • Ability to customize your budget
  • Provides attractive layout for ease of navigation
  • Provides colorful Graphs to see your financial picture at a glance
  • Keeps track of your auto-pays
  • Load and sort transactions

The features on Spendee are easy to use and simple to understand, making Spendee accessible to anyone. If you can get a paid trial subscription, its the free version. When you’ve grown accustomed to the App, you can decide to use more features.

Is Spendee Worth It?

Getting all the bells and whistles Spendee offers in a free app would be amazing, but try it for seven days free. Hooking up to sync with your accounts requires a monthly subscription with the Spendee Premium plan. There’s also Spendee Plus, without the sync. There’s only a buck difference in the monthly fee between plans; both are nominal charges on your card. And you can get a further discount with a lifetime subscription. So, for the price of approximately four months of service, you will have Spendee “free forever.” That’s the deal I’m subscribing to.

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11 Comments

  1. Pretty great post. I simply stumbled upon your blog and wanted to say that I’ve truly enjoyed surfing around your blog posts. In any case I抣l be subscribing in your feed and I hope you write once more very soon!

    1. Well…Micha, it’s not as safe as money. Experts point out that it’s not insured. At this point, for my investment purposes, I look at it as a financial interest, a risky one, and I might invest a small percentage of money, say like no more than 4 percent. That’s my ceiling on risk.

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